KiwiSaver
How have KiwiSaver providers performed?
KiwiSaver is often the backbone of a first-home deposit. Compare indicative average annual returns across major NZ providers by fund type and time period to help frame your own research.
Compare KiwiSaver returns
Pick a fund type and drag the slider to see the average annual return (p.a., after fees) each provider delivered over your chosen period. Indicative figures as at June 2026.
Returns shown are average per-year (annualised) after fees and before tax, for each provider’s growth fund. Some providers have less than 10 years of history, so longer periods may show fewer providers. Past performance is not a reliable indicator of future returns.
Please do your own due diligence.
These figures are indicative only, drawn from published KiwiSaver surveys and provider disclosures, and rounded for readability. Past performance is not a reliable indicator of future returns. First Home Buy does not recommend, endorse or receive any commission from any KiwiSaver provider. Fund names, fees and the way returns are reported differ between providers, so the numbers here may not be directly comparable. Before choosing or switching a provider or fund, read the provider’s Product Disclosure Statement, check the latest figures on the FMA’s Smart Investor tool (sorted.org.nz), and consider getting advice from a licensed financial adviser. This is general information only, not financial advice.