About First Home Buy
A calmer path to your first home.
First Home Buy is an independent guide for first-home buyers across Aotearoa New Zealand. We translate the numbers, the jargon and the hidden costs into plain language — so you can walk into every conversation with your bank, lawyer and agent feeling prepared, not pressured.
We are not a lender, a broker or a real estate agency. We do not take commissions or steer you toward any product. The figures you enter stay yours — saved to your profile so the calculator, stress test and readiness report all speak the same language.
What we believe
- Buying a home is a life decision, not a sales funnel.
- The real cost of a home is rarely the sticker price — rates, insurance, maintenance and rates add up quietly.
- Stress-testing your budget before you bid beats regretting it after.
- Plain information, in your own time, is the kindest thing we can offer.
How it works
Your inputs are saved to your private buyer profile and flow between the calculator, the stress test and the readiness report. Nothing here is financial advice — see the disclaimer below — but it should help you ask better questions of the people who are paid to advise you.